What you will lose now that No-Fault is going away....
 
NO-FAULT NEW "TORT" SYSTEM
State Minimums for illustration purposes
Medical Expense $50,000 Optional Medical Payments Coverage offered in amounts generally available up to $50,000 for an additional premium.
Work Loss Benefits Up to $400 per week No coverage required. Replace with disability coverage.
Rehabilitation Expenses $50,000 No coverage required. Some necessary expenses picked up under medical coverage but not as an additional amount of coverage.
Death Compensation $1,000 No coverage required.
Relax. You're insured with Chubb.